Sharia Finance: The Modern Path to Ethical Wealth

The founding of Bank Muamalat in 1991 was a game-changer for Sharia-based finance in Indonesia. Rooted in values like mutual assistance, interest-free transactions, and profit-sharing, Sharia financial products have gained significant traction. These principles not only align with a modern, community-focused economy but also provide services and offerings that are often missing in traditional financial systems. As a result, Sharia finance has become an attractive option for Indonesians looking for ethical and inclusive financial solutions.

Our Future in Flux survey highlights the growing interest among Indonesians in Sharia-compliant financial products. While savings and gold remain the top choices for both Sharia and non-Sharia systems—appealing to around 40% of respondents—some financial products are even more enticing when offered in a Sharia-compliant format, thanks to their unique features that set them apart from conventional options.

Wondering which Sharia financial products are leading the way?

Find the answers in Future in Flux: How Consumers Are Preparing for What’s Ahead in 2025. This exclusive resource dives into Indonesian consumer preferences and priorities for financial products in 2025.

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